Research shows that consumers increasingly choose credit or ATM/Debit cards 30% of the time as their preferred methods of payment. And people that use credit cards usually spend more on impulsive buying. |
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Banks decline over 40% of applications. We approve 98% of applications. Banks are in the banking business. We are in the credit and ATM/Debit card business. Banks outsource credit card processing and focus on lending and deposits. We specialize in merchant bankcard processing. Banks are conservative and expensive in pricing. We are super aggressive in pricing. |
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